265 Westlake Rd Ste 101, Fayetteville, NC 28314


Financing & Insurance in Fayetteville, NC

Dental Insurance

Westlake Family Dentistry is pleased to network with many dental insurance providers for the benefit of our wonderful patients. If you have any questions regarding insurance coverage or claims, please reach out to our dental office in Fayetteville, North Carolina. Our dentist, Dr. Mike Choe, and our team are happy to answer any questions you may have.

Our in-network insurances include:

• Tricare Dental Program
• ACS Benefit Services, Inc
• Active Duty Dental Program
• Aetna
• AlwaysCare Benefits-Starmount Life Insurance
• Ameritas
• Blue Cross Blue Shield
• Cigna
• Connection Dental
• CoreSource
• Delta Dental
• Dentemax
• GEHA
• The Health Plan
• Horizon Blue Cross
• Humana
• Lincoln Financial Group
• Maverest
• MetLife
• Premera Blue Cross
• Principal Life Insurance Company
• Regence Blue Shield
• Reliance Standard
• Reserve Health Readiness Program
• Stratose, Inc
• Sun Life Financial
• TruAssure Insurance Company
• United Concordia
• United Healthcare Life
• VA Referral Program

If you do not see your insurance listed, please feel free to contact our office to learn more about your financial options. We would love to speak with you!

Financial Options

Dr. Mike Choe and our team proudly offer affordable, high-quality dentistry in Fayetteville, North Carolina, for patients of all ages. In addition to dental insurance, we are pleased to accept the following payment options:

  • Cash
  • Check
  • Credit cards
  • CareCredit
  • FSA
  • HSA
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Frequently Asked Questions About Financing & Insurance

Will my insurance cover dental veneers?

Insurance typically doesn’t cover procedures that are categorized as cosmetic. However, we recommend checking with your insurance company for detailed information on your specific coverage. For an accurate estimate, we recommend scheduling a consultation with Dr. Choe.

During the consultation, he’ll examine your oral health and create a customized treatment plan that will include a breakdown of the cost. If there are any questions we can answer, don’t hesitate to contact our office by calling (910) 864-2944.

How can I find out how much my treatment will cost?

The cost of treatments varies depending on the type of treatment and the details of the procedure. For a more accurate price estimate, we recommend scheduling a consultation with Dr. Choe by calling (910) 864-2944.

During the consultation, we’ll discuss your smile goals and any alternative ways to treat that might be more cost-effective. Our office will always ensure you receive the maximum benefits available from your insurance so you’re responsible for fewer expenses.

How does CareCredit work?

You can apply for CareCredit by calling (800) 677-0718 or online. Once you’re approved, you can use it as a credit card for your dental care. You can use it to pay for copays, deductibles, and costs not covered by insurance. That way you don’t need to use the money in your bank account to receive the care you need.

CareCredit is a short-term financing option that allows you to pay over the course of months rather than upfront. Best of all, the amount you borrow may be interest-free as long as you pay it in full within the allotted amount of time.

Does CareCredit hurt my credit?

Initially, you’ll see a small dip in your credit score that goes along with any credit check, but it should disappear after a year. CareCredit will actually improve your credit score in the long run, as long as you use it responsibly and pay it back on time.

What can I use my CareCredit for?

TCareCredit is accepted at over 200,000 locations nationwide. You can use it to pay for out-of-pocket healthcare expenses such as dentistry, cosmetic procedures, surgery, even veterinary services, and many more. For more information, check out the CareCredit website.

For more information about our financial options and to schedule your appointment with our dentist, please contact Westlake Family Dentistry. We look forward to hearing from you!

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